About Kixy Ltd
Kixy Ltd is a pioneering fintech start-up based in the UK. We offer the first social, financial mobile application in retail finance. We are dedicated to transforming the financial experience through innovative technology and user-friendly solutions. As we prepare to expand globally, we seek a highly experienced Head of Legal and Compliance to join our team and ensure our operations meet the highest regulatory compliance standards.
Job Description
We are looking for a Head of Legal and Compliance to oversee our business's legal and compliance aspects. This individual will ensure that our company adheres to legal standards and in-house policies, enforce regulations in all aspects and levels of
business, and provides guidance on compliance matters.
Key Responsibilities
- Regulatory Compliance
- Ensure compliance with all applicable laws and regulations, particularly in relation to E-money and Electronic Money Institutions (EMIs).
- Stay updated on FCA regulations and ensure Kixy’s policies and procedures are aligned with these regulations.
- Lead the preparation and submission of the EMI license application, ensuring all regulatory requirements are met.
- Oversee compliance with both UK and EU E-money regulations and standards.
- Legal Oversight
- Provide expert legal advice on various issues, including corporate governance, contract negotiation, intellectual property, and data protection.
- Draft, review, and negotiate various contracts and legal documents.
- Risk Management
- Identify potential areas of compliance vulnerability and risk; develop/implement corrective action plans to resolve problematic issues.
- Provide guidance on how to avoid or deal with similar situations in the future.
- Internal Policies and Training
- Develop, implement, and maintain internal policies and procedures.
- Conduct training sessions for employees on legal and compliance matters to ensure a culture of compliance within the company.
- Liaison with Authorities
- Act as the primary point of contact for regulatory authorities, including the FCA.
- Manage relationships with external legal counsels and other regulatory bodies.
Qualifications
- Proven experience as a Head of Legal and Compliance, Chief Compliance Officer, or similar senior role in a fintech or financial services company.
- Extensive experience with EMI applications and a thorough understanding of FCA regulations in the UK.
- Full expertise in E-money roles and regulations within the UK and EU.
- Strong understanding of corporate law, risk management, and compliance best practices.
- Excellent communication and leadership skills.
- Strong analytical and strategic thinking abilities.
- A law degree from an accredited university, as well as additional qualifications in compliance or risk management, are a plus.
What We Offer
- Competitive salary and benefits package.
- Private health insurance.
- Flexible hybrid working.
- A dynamic and innovative work environment.
- The opportunity to shape the future of financial services with a pioneering fintech start-up.
- Career growth and professional development opportunities.